기업 보험의 필요성과 내용

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홈 > Life Info > 보험 전문가 칼럼 > 진철희 보험 칼럼

charliechin

진철희 보험 칼럼

기업 보험의 필요성과 내용

작성자: 진철희

조회: 5495 등록일: 2018-11-15

<span style='font-family: "맑은 고딕"; font-size: 20pt; mso-ascii-font-family: Calibri; mso-hansi-font-family: Calibri; mso-ascii-theme-font: minor-latin; mso-fareast-font-family: "맑은 고딕"; mso-fareast-theme-font: minor-fareast; mso-hansi-theme-font: minor-latin;'>기업 <span style='font-family: "맑은 고딕"; font-size: 20pt; mso-ascii-font-family: Calibri; mso-hansi-font-family: Calibri; mso-ascii-theme-font: minor-latin; mso-fareast-font-family: "맑은 고딕"; mso-fareast-theme-font: minor-fareast; mso-hansi-theme-font: minor-latin;'>보험의 <span style='font-family: "맑은 고딕"; font-size: 20pt; mso-ascii-font-family: Calibri; mso-hansi-font-family: Calibri; mso-ascii-theme-font: minor-latin; mso-fareast-font-family: "맑은 고딕"; mso-fareast-theme-font: minor-fareast; mso-hansi-theme-font: minor-latin;'>필요성과 <span style='font-family: "맑은 고딕"; font-size: 20pt; mso-ascii-font-family: Calibri; mso-hansi-font-family: Calibri; mso-ascii-theme-font: minor-latin; mso-fareast-font-family: "맑은 고딕"; mso-fareast-theme-font: minor-fareast; mso-hansi-theme-font: minor-latin;'>내용

<span style='font-family: "맑은 고딕"; font-size: 12pt; mso-ascii-font-family: Calibri; mso-hansi-font-family: Calibri; mso-ascii-theme-font: minor-latin; mso-fareast-font-family: "맑은 고딕"; mso-fareast-theme-font: minor-fareast; mso-hansi-theme-font: minor-latin;'>복잡한 <span style='font-family: "맑은 고딕"; font-size: 12pt; mso-ascii-font-family: Calibri; mso-hansi-font-family: Calibri; mso-ascii-theme-font: minor-latin; mso-fareast-font-family: "맑은 고딕"; mso-fareast-theme-font: minor-fareast; mso-hansi-theme-font: minor-latin;'>사업을 <span style='font-family: "맑은 고딕"; font-size: 12pt; mso-ascii-font-family: Calibri; mso-hansi-font-family: Calibri; mso-ascii-theme-font: minor-latin; mso-fareast-font-family: "맑은 고딕"; mso-fareast-theme-font: minor-fareast; mso-hansi-theme-font: minor-latin;'>운영하는 <span style='font-family: "맑은 고딕"; font-size: 12pt; mso-ascii-font-family: Calibri; mso-hansi-font-family: Calibri; mso-ascii-theme-font: minor-latin; mso-fareast-font-family: "맑은 고딕"; mso-fareast-theme-font: minor-fareast; mso-hansi-theme-font: minor-latin;'>것만으로도 <span style='font-family: "맑은 고딕"; font-size: 12pt; mso-ascii-font-family: Calibri; mso-hansi-font-family: Calibri; mso-ascii-theme-font: minor-latin; mso-fareast-font-family: "맑은 고딕"; mso-fareast-theme-font: minor-fareast; mso-hansi-theme-font: minor-latin;'>충분히 <span style='font-family: "맑은 고딕"; font-size: 12pt; mso-ascii-font-family: Calibri; mso-hansi-font-family: Calibri; mso-ascii-theme-font: minor-latin; mso-fareast-font-family: "맑은 고딕"; mso-fareast-theme-font: minor-fareast; mso-hansi-theme-font: minor-latin;'>바쁜데 <span style='font-family: "맑은 고딕"; font-size: 12pt; mso-ascii-font-family: Calibri; mso-hansi-font-family: Calibri; mso-ascii-theme-font: minor-latin; mso-fareast-font-family: "맑은 고딕"; mso-fareast-theme-font: minor-fareast; mso-hansi-theme-font: minor-latin;'>보험까지 <span style='font-family: "맑은 고딕"; font-size: 12pt; mso-ascii-font-family: Calibri; mso-hansi-font-family: Calibri; mso-ascii-theme-font: minor-latin; mso-fareast-font-family: "맑은 고딕"; mso-fareast-theme-font: minor-fareast; mso-hansi-theme-font: minor-latin;'>신경을 <span style='font-family: "맑은 고딕"; font-size: 12pt; mso-ascii-font-family: Calibri; mso-hansi-font-family: Calibri; mso-ascii-theme-font: minor-latin; mso-fareast-font-family: "맑은 고딕"; mso-fareast-theme-font: minor-fareast; mso-hansi-theme-font: minor-latin;'>써야 <span style='font-family: "맑은 고딕"; font-size: 12pt; mso-ascii-font-family: Calibri; mso-hansi-font-family: Calibri; mso-ascii-theme-font: minor-latin; mso-fareast-font-family: "맑은 고딕"; mso-fareast-theme-font: minor-fareast; mso-hansi-theme-font: minor-latin;'>하나 <span style='font-family: "맑은 고딕"; font-size: 12pt; mso-ascii-font-family: Calibri; mso-hansi-font-family: Calibri; mso-ascii-theme-font: minor-latin; mso-fareast-font-family: "맑은 고딕"; mso-fareast-theme-font: minor-fareast; mso-hansi-theme-font: minor-latin;'>하는 <span style='font-family: "맑은 고딕"; font-size: 12pt; mso-ascii-font-family: Calibri; mso-hansi-font-family: Calibri; mso-ascii-theme-font: minor-latin; mso-fareast-font-family: "맑은 고딕"; mso-fareast-theme-font: minor-fareast; mso-hansi-theme-font: minor-latin;'>생각을 <span style='font-family: "맑은 고딕"; font-size: 12pt; mso-ascii-font-family: Calibri; mso-hansi-font-family: Calibri; mso-ascii-theme-font: minor-latin; mso-fareast-font-family: "맑은 고딕"; mso-fareast-theme-font: minor-fareast; mso-hansi-theme-font: minor-latin;'>하는 <span style='font-family: "맑은 고딕"; font-size: 12pt; mso-ascii-font-family: Calibri; mso-hansi-font-family: Calibri; mso-ascii-theme-font: minor-latin; mso-fareast-font-family: "맑은 고딕"; mso-fareast-theme-font: minor-fareast; mso-hansi-theme-font: minor-latin;'>것은 <span style='font-family: "맑은 고딕"; font-size: 12pt; mso-ascii-font-family: Calibri; mso-hansi-font-family: Calibri; mso-ascii-theme-font: minor-latin; mso-fareast-font-family: "맑은 고딕"; mso-fareast-theme-font: minor-fareast; mso-hansi-theme-font: minor-latin;'>당연하다. <span style='font-family: "맑은 고딕"; font-size: 12pt; mso-ascii-font-family: Calibri; mso-hansi-font-family: Calibri; mso-ascii-theme-font: minor-latin; mso-fareast-font-family: "맑은 고딕"; mso-fareast-theme-font: minor-fareast; mso-hansi-theme-font: minor-latin;'>하지만 <span style='font-family: "맑은 고딕"; font-size: 12pt; mso-ascii-font-family: Calibri; mso-hansi-font-family: Calibri; mso-ascii-theme-font: minor-latin; mso-fareast-font-family: "맑은 고딕"; mso-fareast-theme-font: minor-fareast; mso-hansi-theme-font: minor-latin;'>사업을 <span style='font-family: "맑은 고딕"; font-size: 12pt; mso-ascii-font-family: Calibri; mso-hansi-font-family: Calibri; mso-ascii-theme-font: minor-latin; mso-fareast-font-family: "맑은 고딕"; mso-fareast-theme-font: minor-fareast; mso-hansi-theme-font: minor-latin;'>하다 <span style='font-family: "맑은 고딕"; font-size: 12pt; mso-ascii-font-family: Calibri; mso-hansi-font-family: Calibri; mso-ascii-theme-font: minor-latin; mso-fareast-font-family: "맑은 고딕"; mso-fareast-theme-font: minor-fareast; mso-hansi-theme-font: minor-latin;'>보면 <span style='font-family: "맑은 고딕"; font-size: 12pt; mso-ascii-font-family: Calibri; mso-hansi-font-family: Calibri; mso-ascii-theme-font: minor-latin; mso-fareast-font-family: "맑은 고딕"; mso-fareast-theme-font: minor-fareast; mso-hansi-theme-font: minor-latin;'>각종 <span style='font-family: "맑은 고딕"; font-size: 12pt; mso-ascii-font-family: Calibri; mso-hansi-font-family: Calibri; mso-ascii-theme-font: minor-latin; mso-fareast-font-family: "맑은 고딕"; mso-fareast-theme-font: minor-fareast; mso-hansi-theme-font: minor-latin;'>사업 <span style='font-family: "맑은 고딕"; font-size: 12pt; mso-ascii-font-family: Calibri; mso-hansi-font-family: Calibri; mso-ascii-theme-font: minor-latin; mso-fareast-font-family: "맑은 고딕"; mso-fareast-theme-font: minor-fareast; mso-hansi-theme-font: minor-latin;'>행위에 <span style='font-family: "맑은 고딕"; font-size: 12pt; mso-ascii-font-family: Calibri; mso-hansi-font-family: Calibri; mso-ascii-theme-font: minor-latin; mso-fareast-font-family: "맑은 고딕"; mso-fareast-theme-font: minor-fareast; mso-hansi-theme-font: minor-latin;'>따르는 <span style='font-family: "맑은 고딕"; font-size: 12pt; mso-ascii-font-family: Calibri; mso-hansi-font-family: Calibri; mso-ascii-theme-font: minor-latin; mso-fareast-font-family: "맑은 고딕"; mso-fareast-theme-font: minor-fareast; mso-hansi-theme-font: minor-latin;'>위험이 <span style='font-family: "맑은 고딕"; font-size: 12pt; mso-ascii-font-family: Calibri; mso-hansi-font-family: Calibri; mso-ascii-theme-font: minor-latin; mso-fareast-font-family: "맑은 고딕"; mso-fareast-theme-font: minor-fareast; mso-hansi-theme-font: minor-latin;'>있고, <span style='font-family: "맑은 고딕"; font-size: 12pt; mso-ascii-font-family: Calibri; mso-hansi-font-family: Calibri; mso-ascii-theme-font: minor-latin; mso-fareast-font-family: "맑은 고딕"; mso-fareast-theme-font: minor-fareast; mso-hansi-theme-font: minor-latin;'>위험에 <span style='font-family: "맑은 고딕"; font-size: 12pt; mso-ascii-font-family: Calibri; mso-hansi-font-family: Calibri; mso-ascii-theme-font: minor-latin; mso-fareast-font-family: "맑은 고딕"; mso-fareast-theme-font: minor-fareast; mso-hansi-theme-font: minor-latin;'>대한 <span style='font-family: "맑은 고딕"; font-size: 12pt; mso-ascii-font-family: Calibri; mso-hansi-font-family: Calibri; mso-ascii-theme-font: minor-latin; mso-fareast-font-family: "맑은 고딕"; mso-fareast-theme-font: minor-fareast; mso-hansi-theme-font: minor-latin;'>대책도 <span style='font-family: "맑은 고딕"; font-size: 12pt; mso-ascii-font-family: Calibri; mso-hansi-font-family: Calibri; mso-ascii-theme-font: minor-latin; mso-fareast-font-family: "맑은 고딕"; mso-fareast-theme-font: minor-fareast; mso-hansi-theme-font: minor-latin;'>경영의 <span style='font-family: "맑은 고딕"; font-size: 12pt; mso-ascii-font-family: Calibri; mso-hansi-font-family: Calibri; mso-ascii-theme-font: minor-latin; mso-fareast-font-family: "맑은 고딕"; mso-fareast-theme-font: minor-fareast; mso-hansi-theme-font: minor-latin;'>일부분으로 <span style='font-family: "맑은 고딕"; font-size: 12pt; mso-ascii-font-family: Calibri; mso-hansi-font-family: Calibri; mso-ascii-theme-font: minor-latin; mso-fareast-font-family: "맑은 고딕"; mso-fareast-theme-font: minor-fareast; mso-hansi-theme-font: minor-latin;'>여기지 <span style='font-family: "맑은 고딕"; font-size: 12pt; mso-ascii-font-family: Calibri; mso-hansi-font-family: Calibri; mso-ascii-theme-font: minor-latin; mso-fareast-font-family: "맑은 고딕"; mso-fareast-theme-font: minor-fareast; mso-hansi-theme-font: minor-latin;'>않을 <span style='font-family: "맑은 고딕"; font-size: 12pt; mso-ascii-font-family: Calibri; mso-hansi-font-family: Calibri; mso-ascii-theme-font: minor-latin; mso-fareast-font-family: "맑은 고딕"; mso-fareast-theme-font: minor-fareast; mso-hansi-theme-font: minor-latin;'>수 <span style='font-family: "맑은 고딕"; font-size: 12pt; mso-ascii-font-family: Calibri; mso-hansi-font-family: Calibri; mso-ascii-theme-font: minor-latin; mso-fareast-font-family: "맑은 고딕"; mso-fareast-theme-font: minor-fareast; mso-hansi-theme-font: minor-latin;'>없는 <span style='font-family: "맑은 고딕"; font-size: 12pt; mso-ascii-font-family: Calibri; mso-hansi-font-family: Calibri; mso-ascii-theme-font: minor-latin; mso-fareast-font-family: "맑은 고딕"; mso-fareast-theme-font: minor-fareast; mso-hansi-theme-font: minor-latin;'>것이 <span style='font-family: "맑은 고딕"; font-size: 12pt; mso-ascii-font-family: Calibri; mso-hansi-font-family: Calibri; mso-ascii-theme-font: minor-latin; mso-fareast-font-family: "맑은 고딕"; mso-fareast-theme-font: minor-fareast; mso-hansi-theme-font: minor-latin;'>현실이다. <span style='font-family: "맑은 고딕"; font-size: 12pt; mso-ascii-font-family: Calibri; mso-hansi-font-family: Calibri; mso-ascii-theme-font: minor-latin; mso-fareast-font-family: "맑은 고딕"; mso-fareast-theme-font: minor-fareast; mso-hansi-theme-font: minor-latin;'>보험을 <span style='font-family: "맑은 고딕"; font-size: 12pt; mso-ascii-font-family: Calibri; mso-hansi-font-family: Calibri; mso-ascii-theme-font: minor-latin; mso-fareast-font-family: "맑은 고딕"; mso-fareast-theme-font: minor-fareast; mso-hansi-theme-font: minor-latin;'>잘 <span style='font-family: "맑은 고딕"; font-size: 12pt; mso-ascii-font-family: Calibri; mso-hansi-font-family: Calibri; mso-ascii-theme-font: minor-latin; mso-fareast-font-family: "맑은 고딕"; mso-fareast-theme-font: minor-fareast; mso-hansi-theme-font: minor-latin;'>가입하여 <span style='font-family: "맑은 고딕"; font-size: 12pt; mso-ascii-font-family: Calibri; mso-hansi-font-family: Calibri; mso-ascii-theme-font: minor-latin; mso-fareast-font-family: "맑은 고딕"; mso-fareast-theme-font: minor-fareast; mso-hansi-theme-font: minor-latin;'>놓으면 <span style='font-family: "맑은 고딕"; font-size: 12pt; mso-ascii-font-family: Calibri; mso-hansi-font-family: Calibri; mso-ascii-theme-font: minor-latin; mso-fareast-font-family: "맑은 고딕"; mso-fareast-theme-font: minor-fareast; mso-hansi-theme-font: minor-latin;'>기업의 <span style='font-family: "맑은 고딕"; font-size: 12pt; mso-ascii-font-family: Calibri; mso-hansi-font-family: Calibri; mso-ascii-theme-font: minor-latin; mso-fareast-font-family: "맑은 고딕"; mso-fareast-theme-font: minor-fareast; mso-hansi-theme-font: minor-latin;'>자산과 <span style='font-family: "맑은 고딕"; font-size: 12pt; mso-ascii-font-family: Calibri; mso-hansi-font-family: Calibri; mso-ascii-theme-font: minor-latin; mso-fareast-font-family: "맑은 고딕"; mso-fareast-theme-font: minor-fareast; mso-hansi-theme-font: minor-latin;'>쌓아놓은 <span style='font-family: "맑은 고딕"; font-size: 12pt; mso-ascii-font-family: Calibri; mso-hansi-font-family: Calibri; mso-ascii-theme-font: minor-latin; mso-fareast-font-family: "맑은 고딕"; mso-fareast-theme-font: minor-fareast; mso-hansi-theme-font: minor-latin;'>평판을 <span style='font-family: "맑은 고딕"; font-size: 12pt; mso-ascii-font-family: Calibri; mso-hansi-font-family: Calibri; mso-ascii-theme-font: minor-latin; mso-fareast-font-family: "맑은 고딕"; mso-fareast-theme-font: minor-fareast; mso-hansi-theme-font: minor-latin;'>노리는 <span style='font-family: "맑은 고딕"; font-size: 12pt; mso-ascii-font-family: Calibri; mso-hansi-font-family: Calibri; mso-ascii-theme-font: minor-latin; mso-fareast-font-family: "맑은 고딕"; mso-fareast-theme-font: minor-fareast; mso-hansi-theme-font: minor-latin;'>각종 <span style='font-family: "맑은 고딕"; font-size: 12pt; mso-ascii-font-family: Calibri; mso-hansi-font-family: Calibri; mso-ascii-theme-font: minor-latin; mso-fareast-font-family: "맑은 고딕"; mso-fareast-theme-font: minor-fareast; mso-hansi-theme-font: minor-latin;'>위험에 <span style='font-family: "맑은 고딕"; font-size: 12pt; mso-ascii-font-family: Calibri; mso-hansi-font-family: Calibri; mso-ascii-theme-font: minor-latin; mso-fareast-font-family: "맑은 고딕"; mso-fareast-theme-font: minor-fareast; mso-hansi-theme-font: minor-latin;'>대한 <span style='font-family: "맑은 고딕"; font-size: 12pt; mso-ascii-font-family: Calibri; mso-hansi-font-family: Calibri; mso-ascii-theme-font: minor-latin; mso-fareast-font-family: "맑은 고딕"; mso-fareast-theme-font: minor-fareast; mso-hansi-theme-font: minor-latin;'>안심을 <span style='font-family: "맑은 고딕"; font-size: 12pt; mso-ascii-font-family: Calibri; mso-hansi-font-family: Calibri; mso-ascii-theme-font: minor-latin; mso-fareast-font-family: "맑은 고딕"; mso-fareast-theme-font: minor-fareast; mso-hansi-theme-font: minor-latin;'>가져다준다. <span style='font-family: "맑은 고딕"; font-size: 12pt; mso-ascii-font-family: Calibri; mso-hansi-font-family: Calibri; mso-ascii-theme-font: minor-latin; mso-fareast-font-family: "맑은 고딕"; mso-fareast-theme-font: minor-fareast; mso-hansi-theme-font: minor-latin;'>사고가 <span style='font-family: "맑은 고딕"; font-size: 12pt; mso-ascii-font-family: Calibri; mso-hansi-font-family: Calibri; mso-ascii-theme-font: minor-latin; mso-fareast-font-family: "맑은 고딕"; mso-fareast-theme-font: minor-fareast; mso-hansi-theme-font: minor-latin;'>발생하면 <span style='font-family: "맑은 고딕"; font-size: 12pt; mso-ascii-font-family: Calibri; mso-hansi-font-family: Calibri; mso-ascii-theme-font: minor-latin; mso-fareast-font-family: "맑은 고딕"; mso-fareast-theme-font: minor-fareast; mso-hansi-theme-font: minor-latin;'>여러 <span style='font-family: "맑은 고딕"; font-size: 12pt; mso-ascii-font-family: Calibri; mso-hansi-font-family: Calibri; mso-ascii-theme-font: minor-latin; mso-fareast-font-family: "맑은 고딕"; mso-fareast-theme-font: minor-fareast; mso-hansi-theme-font: minor-latin;'>면으로 <span style='font-family: "맑은 고딕"; font-size: 12pt; mso-ascii-font-family: Calibri; mso-hansi-font-family: Calibri; mso-ascii-theme-font: minor-latin; mso-fareast-font-family: "맑은 고딕"; mso-fareast-theme-font: minor-fareast; mso-hansi-theme-font: minor-latin;'>불편함이 <span style='font-family: "맑은 고딕"; font-size: 12pt; mso-ascii-font-family: Calibri; mso-hansi-font-family: Calibri; mso-ascii-theme-font: minor-latin; mso-fareast-font-family: "맑은 고딕"; mso-fareast-theme-font: minor-fareast; mso-hansi-theme-font: minor-latin;'>따르게 <span style='font-family: "맑은 고딕"; font-size: 12pt; mso-ascii-font-family: Calibri; mso-hansi-font-family: Calibri; mso-ascii-theme-font: minor-latin; mso-fareast-font-family: "맑은 고딕"; mso-fareast-theme-font: minor-fareast; mso-hansi-theme-font: minor-latin;'>마련이나 <span style='font-family: "맑은 고딕"; font-size: 12pt; mso-ascii-font-family: Calibri; mso-hansi-font-family: Calibri; mso-ascii-theme-font: minor-latin; mso-fareast-font-family: "맑은 고딕"; mso-fareast-theme-font: minor-fareast; mso-hansi-theme-font: minor-latin;'>보험을 <span style='font-family: "맑은 고딕"; font-size: 12pt; mso-ascii-font-family: Calibri; mso-hansi-font-family: Calibri; mso-ascii-theme-font: minor-latin; mso-fareast-font-family: "맑은 고딕"; mso-fareast-theme-font: minor-fareast; mso-hansi-theme-font: minor-latin;'>통하면 <span style='font-family: "맑은 고딕"; font-size: 12pt; mso-ascii-font-family: Calibri; mso-hansi-font-family: Calibri; mso-ascii-theme-font: minor-latin; mso-fareast-font-family: "맑은 고딕"; mso-fareast-theme-font: minor-fareast; mso-hansi-theme-font: minor-latin;'>사고로 <span style='font-family: "맑은 고딕"; font-size: 12pt; mso-ascii-font-family: Calibri; mso-hansi-font-family: Calibri; mso-ascii-theme-font: minor-latin; mso-fareast-font-family: "맑은 고딕"; mso-fareast-theme-font: minor-fareast; mso-hansi-theme-font: minor-latin;'>인한 <span style='font-family: "맑은 고딕"; font-size: 12pt; mso-ascii-font-family: Calibri; mso-hansi-font-family: Calibri; mso-ascii-theme-font: minor-latin; mso-fareast-font-family: "맑은 고딕"; mso-fareast-theme-font: minor-fareast; mso-hansi-theme-font: minor-latin;'>고통을 <span style='font-family: "맑은 고딕"; font-size: 12pt; mso-ascii-font-family: Calibri; mso-hansi-font-family: Calibri; mso-ascii-theme-font: minor-latin; mso-fareast-font-family: "맑은 고딕"; mso-fareast-theme-font: minor-fareast; mso-hansi-theme-font: minor-latin;'>최소화하거나 <span style='font-family: "맑은 고딕"; font-size: 12pt; mso-ascii-font-family: Calibri; mso-hansi-font-family: Calibri; mso-ascii-theme-font: minor-latin; mso-fareast-font-family: "맑은 고딕"; mso-fareast-theme-font: minor-fareast; mso-hansi-theme-font: minor-latin;'>재물보험의 <span style='font-family: "맑은 고딕"; font-size: 12pt; mso-ascii-font-family: Calibri; mso-hansi-font-family: Calibri; mso-ascii-theme-font: minor-latin; mso-fareast-font-family: "맑은 고딕"; mso-fareast-theme-font: minor-fareast; mso-hansi-theme-font: minor-latin;'>경우에는 <span style='font-family: "맑은 고딕"; font-size: 12pt; mso-ascii-font-family: Calibri; mso-hansi-font-family: Calibri; mso-ascii-theme-font: minor-latin; mso-fareast-font-family: "맑은 고딕"; mso-fareast-theme-font: minor-fareast; mso-hansi-theme-font: minor-latin;'>사고가 <span style='font-family: "맑은 고딕"; font-size: 12pt; mso-ascii-font-family: Calibri; mso-hansi-font-family: Calibri; mso-ascii-theme-font: minor-latin; mso-fareast-font-family: "맑은 고딕"; mso-fareast-theme-font: minor-fareast; mso-hansi-theme-font: minor-latin;'>발생하지 <span style='font-family: "맑은 고딕"; font-size: 12pt; mso-ascii-font-family: Calibri; mso-hansi-font-family: Calibri; mso-ascii-theme-font: minor-latin; mso-fareast-font-family: "맑은 고딕"; mso-fareast-theme-font: minor-fareast; mso-hansi-theme-font: minor-latin;'>않은 <span style='font-family: "맑은 고딕"; font-size: 12pt; mso-ascii-font-family: Calibri; mso-hansi-font-family: Calibri; mso-ascii-theme-font: minor-latin; mso-fareast-font-family: "맑은 고딕"; mso-fareast-theme-font: minor-fareast; mso-hansi-theme-font: minor-latin;'>것과 <span style='font-family: "맑은 고딕"; font-size: 12pt; mso-ascii-font-family: Calibri; mso-hansi-font-family: Calibri; mso-ascii-theme-font: minor-latin; mso-fareast-font-family: "맑은 고딕"; mso-fareast-theme-font: minor-fareast; mso-hansi-theme-font: minor-latin;'>같은 <span style='font-family: "맑은 고딕"; font-size: 12pt; mso-ascii-font-family: Calibri; mso-hansi-font-family: Calibri; mso-ascii-theme-font: minor-latin; mso-fareast-font-family: "맑은 고딕"; mso-fareast-theme-font: minor-fareast; mso-hansi-theme-font: minor-latin;'>효과까지도 <span style='font-family: "맑은 고딕"; font-size: 12pt; mso-ascii-font-family: Calibri; mso-hansi-font-family: Calibri; mso-ascii-theme-font: minor-latin; mso-fareast-font-family: "맑은 고딕"; mso-fareast-theme-font: minor-fareast; mso-hansi-theme-font: minor-latin;'>누릴 <span style='font-family: "맑은 고딕"; font-size: 12pt; mso-ascii-font-family: Calibri; mso-hansi-font-family: Calibri; mso-ascii-theme-font: minor-latin; mso-fareast-font-family: "맑은 고딕"; mso-fareast-theme-font: minor-fareast; mso-hansi-theme-font: minor-latin;'>수 <span style='font-family: "맑은 고딕"; font-size: 12pt; mso-ascii-font-family: Calibri; mso-hansi-font-family: Calibri; mso-ascii-theme-font: minor-latin; mso-fareast-font-family: "맑은 고딕"; mso-fareast-theme-font: minor-fareast; mso-hansi-theme-font: minor-latin;'>있다.

<span style='font-family: "맑은 고딕"; font-size: 12pt; mso-ascii-theme-font: minor-fareast; mso-fareast-font-family: "맑은 고딕"; mso-fareast-theme-font: minor-fareast; mso-hansi-theme-font: minor-fareast; mso-font-kerning: 12.0pt;'>책임보험조항은 사업체 운영상 다양한
책임관계에서 야기되는 소송에 대하여 보상하게 되며, 관련 조항을 보면 다음과 같다. 사고 발생 시 보험회사에서 지급하게 될 사고 건당 보상한도 (Each
Occurrence Limit), 보험기간 동안의 총 보상한도 (General Aggregate
Limit), 판매한 상품 또는 제조한 제품, 제공한 서비스로 인하여 발생한 피해 및 완료된
작업이 잘못되어 발생한 손실에 대한 보상<span style='font-family: "맑은 고딕"; font-size: 12pt; mso-ascii-theme-font: minor-fareast; mso-fareast-font-family: "맑은 고딕"; mso-fareast-theme-font: minor-fareast; mso-hansi-theme-font: minor-fareast; mso-bidi-font-family: "Times New Roman"; mso-font-kerning: 12.0pt;'>한도 (<span lang="EN-US" style='font-family: "맑은 고딕"; font-size: 12pt; mso-ascii-theme-font: minor-fareast; mso-fareast-font-family: "맑은 고딕"; mso-fareast-theme-font: minor-fareast; mso-hansi-theme-font: minor-fareast; mso-font-kerning: 12.0pt;'>Product &
Complete Operation), <span style='font-family: "맑은 고딕"; font-size: 12pt; mso-ascii-theme-font: minor-fareast; mso-fareast-font-family: "맑은 고딕"; mso-fareast-theme-font: minor-fareast; mso-hansi-theme-font: minor-fareast; mso-font-kerning: 12.0pt;'>불법 감금, 고의적인 소송, 불법 침입, 추방, 중상모략, 사생활 침해로 인한 피해 및 광고상의 광고나 저작권에
대한 침해 에 기인한 소송에 대한  피해 보상 (Personal & Advertising Injury)이다. 이
보험에서는 특허권이나 저작권 관련 소송은 제외되므로 이에 해당하는 위험이 있는 경우에는 별도의 보험을 가입해야 한다. 리스 입주자의 부주의로 인해 입주자가 사용하고 있는 건물 부분에 입힌 손해 보상 (Damage to Rented Premises), 그리고 마지막으로 인명피해 발생 시 법적 책임을 묻기 전에
보험회사에서 보상가능한 금액 (Medical Payment)으로 이루어져 있다.

<span style='font-family: "맑은 고딕"; mso-ascii-theme-font: minor-fareast; mso-fareast-theme-font: minor-fareast; mso-hansi-theme-font: minor-fareast; mso-bidi-font-family: "Times New Roman"; mso-bidi-theme-font: minor-bidi; mso-font-kerning: 12.0pt;'>이 보험에서 보상하는 주요 내용은 치료비 보상 (Medical
Benefit), 불구 시 보상 (Disability Benefit),  유가족 사망 보상 (Survivors’
Death Benefit) 등이며, 보험 비용이 비교적 큰 만큼 종업원 상해보험은 정확한
보험료 산정을 위해 보험료 정산방식을 채택하고 있다. 즉, 보험
만기 후의 정확한 급료를 미리 알 수 없으므로 예상을 한 급여의 총액에 해당하는 보험료를 보험 가입 시 정한 후
1년 후 실제 발생한 급여를 토대로 추가나 환급 보험료를 정하는 제도이다. 보험료는 직종에
따른 요율을 적용하며 보험회사마다 주에서 허락받은  요율과 엑스모드 해당 업체는
이를 같이 적용하여 산출한다.

▶문의:(213)387-5000 
calkor@calkor.com

<img src="/wysiwyg/PEG/W_1542145186.jpg"> 진철희 (CHARLIE  CHIN) -Founder and CEO of  캘코보험-미주보험협회 회장-미주보험협회 이사장-미주 중앙일보 컬럼니스트-HANMI  TV 전문가코너 생방송 진행-재미 중소기업협회 회장-평화통일자문회의 LA협의회 간사 웹사이트: <a href="http://www.calkor.com">www.calkor.com</a> Tel: 213-387-5000이메일: <a href="mailto:charlie@calkor.com">charlie@calkor.com</a> [ⓒ LA<a>코리아</a> <a></a><a></a><a></a><a></a><a></a><a></a><a></a><a>(</a><a href="http://www.lakorea.net">www.lakorea.net</a> ), 무단 전재 및 재배포 금지]

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